The ARCIS Expatriate Health Insurance Plan

Arcis is Latin for citadel; a fortress built on the high grounds of a city, which in ancient times offered the citizens protection in times of emergency. The Arcis provided the citizenry with peace of mind, for when danger loomed, there was immediate shelter nearby, and protection offered by the guards against outside intruders

In this spirit, The ARCIS Expatriate Health Insurance Plan offers you and your family security, protection, and peace-of-mind while residing overseas.

To assist you in making your decision, the following are the key points why you should choose ARCIS:

  • The MAJOR DIFFERENCE between ARCIS Expatriate Insurance and competitors is our generous annual No-Claim Bonus, paid to you in cash, irrespective of whether or not you renew your health insurance plan. Your No-claim bonus, based on your age, averages $500 per annum, and is intended to reward you for maintaining optimal health
  • The MAJOR BENEFIT of ARCIS Insurance is our Client-Focused Service.

As an ARCIS client, you will be assigned a personal Client Manager, who will be your single point of contact for any assistance you may need with your ARCIS Expatriate Health Insurance Plan. Our Client Managers are chosen based on their ability to provide caring and dependable service.

Additional Key Points:

  • This product was designed to be clear and easy-to-understand, so that you will immediately know what you are buying and what you will be covered for.
  • Claims will be acknowledged upon receipt, and will be settled within 10 working days of the receipt of all required documentation.

What can Arcis do for you?

As an ARCIS client, you are our most important asset.

  • Personalized Client Service
  • Rewards for Maintaining Your Health
  • Prompt Claims Processing
  • Reasonable Rates

Underwritten by LAMP Insurance Company Limited

LAMP Insurance Company Limited fully underwrites the ARCIS Expat Health Insurance Plan and provides claims handling and administration.

LAMP Insurance Company Limited is licensed in Gibraltar by the Chief Executive of the Financial Services Commission; is a member of the Association of British Insurers; the Financial Ombudsman Service and the Financial Services Compensation Scheme; and is an authorized EEA insurer, permitted under the relevant EU Directives to write insurance business on a services basis in the United Kingdom.

Established in 2005 by former key executives, directors, managers, and underwriters from the broad range of industry leaders, including Aetna, Cigna, Generali, PruHealth, and AIG, the highly experienced LAMP management team came together with a common vision to create a new kind of insurer; capable of offering flexible, competitively-priced alternative insurance solutions for clients.

LAMP Insurance Company Limited is reinsured into the Lloyd's of London market, which enjoys a global A+ rating from Fitch Ratings and Standard & Poor's

www.lampinsurance.com

The ARCIS Client Bill of Rights

  1. You will be treated with courtesy and respect at all times.
  2. You will have access to the best available medical care admissible under your health insurance plan
  3. You will have round-the-clock telephone access to our emergency assistance service worldwide, in the event of a medical emergency.
  4. You will have prompt access to your Client Manager during business hours.
  5. Your claims will be acknowledged upon receipt, and settled within 10 working days of receipt of all required documentation
  6. You will have access to an ARCIS senior executive if you are not satisfied for any reason.
  7. Your personal information will be kept confidential in accordance with applicable personal information security laws.

24-Hour Emergency Assistance

In the event of a medical emergency, ARCIS clients have immediate, round-the-clock multilingual phone access to our emergency assistance provider, Emergency Assistance Japan.

www.emergency.co.jp